Philosophy

Paragon Financial Partners firmly subscribes to the concepts of asset allocation and diversification of risk, and we pride ourselves on Financial Life Planning®, a movement that focuses on the human side of financial planning.  In Life Planning, we discover your deepest and most profound goals through a process of structured and non-judgmental inquiry.  By using a mix of professional and advanced relationship skills, we inspire you to pursue your aspirations, discuss and resolve obstacles, create a concrete financial plan, and provide ongoing guidance as you accomplish your objectives.

All of this integrates three separate but related aspects of portfolio creation and implementation:

• Asset allocation or the segmentation of your investments into multiple asset classes and strategies, in an attempt to create a diversified portfolio that minimizes your assumed risk for a desired level of expected return.
• Asset location, or the placement of your investments into the appropriate financial entity/product, in order to increase tax efficiency and meet your wealth goals; and
• Emotional and behavioral aspects; we recognize that any investment strategy created must fit within your frame of reference with respect to risk tolerance, goals and personal wealth motivators.

By integrating these aspects of Financial Life Planning®, we develop a financial plan that is client centric and maximizes the effectiveness of your partnership with Paragon Financial Partners.